Social Security Help: Before Seeing a Social Security Lawyer
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by: albert.tobega
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Q: If I get Supplemental Security Income benefits, will my children get them, too?
A: When you consult a social security lawyer or apply for Social Security on your own, it is important to keep in mind that there are big differences between Social security disability Insurance benefits and Supplemental Security Income (SSI). While those that qualify for Social Security Disability Insurance Benefits may be able to obtain benefits for their children (a social security lawyer can help with the process), those that apply only for SSI cannot. Because SSI is considered to be a need based program, dependant benefits are not offered.
If you are approved for Social Security Disability Insurance benefits, on the other hand, it is possible to obtain benefits for minor children in some cases. Whether or not your children will receive benefits depends on your earnings records. Not all of those who apply for Social Security Disability Insurance Benefits qualify for dependents benefits. Those with a short work history may not qualify. Talk to a social security lawyer for details.
Q: If I have money in my bank account, can I be approved for SSI benefits?
A: Any social security lawyer will tell you: because SSI is a need based program, all resources and income will be counted towards qualification. Those that qualify for SSI must earn little money and have few assets. And while every state has a slightly different resource limit for qualifying for SSI, there are a few general guidelines that a social security lawyer will give you when looking over your application.
In general, the following are considered "resources" that count towards your income:
• Cash • Bank Accounts • Stocks and Bonds • Real Estate • Life Insurance • Vehicles • Personal Property
Though it is possible to be approved for SSI if you own a vehicle and one home, owning too many assets or "resources" can reduce your chances. In order to be approved for SSI, you must generally have less than $2000 in a bank account for a single person, or less than $3000 for two people. However, you will want to talk to a social security lawyer about the specific requirements for your state.
Q: Will they take away my benefits if I sell my house and make money off of it?
A: The answer to this question will vary from case to case, and it is a good idea to speak with a social security lawyer in this situation. If you do make money from the sale of a home, the amount of money you make will be the deciding factor in the effect on your SSI. If the profit from your home takes you over the "allowable value" of your resources at the beginning of the month, you will not be eligible for benefits for that month. And if that money stays in your possession into future months, your approval to receive SSI benefits may be questioned. If you are planning to sell a home, it is a good idea to consult a social security lawyer to understand how that sale may affect your benefits. See also Florida social security lawyers ... Social security benefits ...
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