Why People May Need SR22 Ins
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by: Admin
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One of the consequences for getting caught while driving under the influence and being arrested for it is that you will then have to get SR22 ins. You may even be required to get this insurance if you have passed the allowable points on your driver's license. SR22 ins is the kind of insurance that is now being required by most states for anyone that has gotten arrested for drunk driving. In fact, it very difficult to get any other kind of auto insurance after a DUI citation. If you already have auto insurance, don't count on being able to keep it after your arrest. Most insurance companies will cancel on you.
Once you are arrested for an DUI you are considered a high risk driver and you will have to get SR22 ins. Once your auto insurance company cancels you finding another one to get your auto insurance from will be difficult so you will have to get Sr22 ins. SR22 ins premiums are really much higher than regular auto insurance is too. Usually the person will also get their license suspended and will be required by DMV to show proof of SR22 insurance to get their license reinstated. DMV has an SR22 ins form that must be filled out and shown to them as proof.
If you do not own a vehicle you will still have to buy SR22 ins in order to get your driver's license back. SR22 ins can be bought for a full coverage policy or for liability only. People are usually required to keep an SR22 ins policy for three years after a DUI citation. People who ride motorcycles will also need this insurance after a DUI charge.
People who are involved in uninsured auto accident will also be required to get SR22 ins. You must also be able to show proof of liability insurance on demand or risk the need to get this kind of insurance too. Driving on public roadways is a privilege and all laws regarding it need to be obeyed or else you risk suffering severe consequences.
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